Construction Risk Insurance from AIG UAE


AIG Energy and Engineered Risk-Construction underwrites on-shore construction risks worldwide, including:

Erection All Risks (EAR)

Contractors All Risk (CAR)

Construction Risk Engineering provides value-added loss control and prevention services during the planning, construction and erection and testing and commissioning phases of a project.  Risk engineers located worldwide conduct risk assessment surveys and loss control inspections that analise unique construction exposures such as lifting and rigging, tunneling and underground works, transits and storage, testing and commissioning, and special exposures to partially completed structures from flood, windstorm, earthquake and fire, in addition to traditional areas of focus such as building code compliance and fire protection.

Erection All Risks (EAR)

  • Light and heavy industries, including:
  • Power generation and utilities
  • Oil, gas & petrochemicals
  • Chemicals and pharmaceuticals
  • Mining
  • Manufacturing and process industries (e.g., metals production and refining, pulp and paper, semiconductors and electronics, automobiles, food and beverages, textiles)

Contractors All Risks (CAR) – Building Construction

  • Building construction of all types, including:
  • Residential
  • Commercial
  • Government
  • Industrial

Contractors All Risks (CAR) – Civil Works and Infrastructure

Civil works and infrastructure projects, including:

  • Bridges, roadways and railways, pipelines, tunnels, dams, marine works
  • Water and wastewater distribution
  • Power transmission and distribution
  • Telecommunication networks
  • Pipelines and storage tanks
  • Mining

Coverage can be tailored to include:

  • Physical damage 
  • Business Interruption
  • Testing and Commissioning 
  • Delay in Start-Up 
  • Transit and Off-Site Storage 
  • Contractors’ Plant and Equipment 
  • Third Party Liability
  • Maintenance (Defects Liability)