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Overview

We leverage our collective risk evaluation experience, industry insight, best practices and lessons learned to deliver superior value in product, service and value innovation. This builds off our decades of extensive industry experience; our teams of construction-dedicated professionals assist our clients in structuring the insurance programmes they need; putting in place sound loss mitigation practices; and effectively handling claims.

Search below for more about the standard and more-specialised insurance products and services we can offer construction clients of all sizes to address the simplest to most difficult of exposures from environmental liability to builders’ risk.

Cargo

With increasing globalisation, comes greater trade opportunities. And with it, risk to goods in transit. Marine insurance covers this risk and offers the safe transport of material - port to port or warehouse to warehouse.

Construction

Contractors All Risks insurance is designed to provide comprehensive property damage coverage for the myriad of risks that construction projects face from project conception through completion and beyond.

Mergers and Acquisitions

Every corporate strategy of combining businesses through Mergers and Acquisitions presents its own set of unique challenges and inherent risks. At AIG, we recognize Mergers and Acquisitions insurance as a highly specialized field of cover. A cover that focuses on aiding the M&A process by protecting certain potential risks that may be likely to occur immediately or at a later date.

Professional Indemnity (also known as Professional Liability (PL) or Errors & Omission (E&O))

Professional Indemnity insurance covers organisations or individuals against alleged breaches of their professional services.

Umbrella & Excess Liability

Provides excess limits over and above any other underlying liability coverage forms or policies. In addition, it may also include coverage not included or provided in underlying coverage forms or policies.

Commercial Auto Fleet

Commercial Automobile Insurance protects businesses owning an auto fleet against risks such as a motor own damage and any third party bodily injury and property damage liability that may arise from an accident Any business that commercially uses automobiles in its operations needs this type of insurance coverage to ultimately protect its bottom line.

CyberEdge

Revolutionary advancements in IT technology has transformed the way companies today manage their business, but have brought with it new and challenging cyber risks. AIG has been at the forefront in understanding these risks and developing a solution that provides all the expertise and financial protection companies need to both protect against the financial losses associated with a data breach or network security failure and to respond swiftly and effectively to manage and mitigate an event. CyberEdge can help mitigate not only the potential financial impact of a data leak, loss or breach, but also the reputational impact and the IT impact because it combines traditional insurance cover with professional consultancy.

Multinational

Food, drink, cosmetics, pharmaceuticals and tobacco products are susceptible to contamination, both accidental and by deliberate interference through malice for political or financial gain. Such incidents are increasingly common and, when they occur, attract media interest which can have a disastrous impact on the public's confidence in the affected product.

Terrorism

AIG U.A.E.'s Property Terrorism and Sabotage Insurance has been specifically designed to cover the sabotage, terrorism, mutiny, rebellion, insurrection and coup d'état (excluding war and civil war) risks faced by multinational companies operating in countries where these risks are normally excluded from standard insurance programs. Coverage for strike, riot and civil commotion can be included by endorsement.

Workmen’s Compensation / Employer’s Liability

Worker’s Compensation covers any occupational sickness, accidents arising out of and in the course of employment (work related) including medical expenses and loss of wages for either bodily injury or death of an employee as per applicable Labor Law. Employers Liability pays additional compensation over and above the workmen’s compensation benefits upon court judgment based on negligence on part of the employer