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Educational establishments take daily responsibility not only for the education of millions of children, but also for their protection.

This single fact sets them apart from all other types of organisations, meaning that they are subject to unique duties of care and sometimes complex systems of management and governance. Their insurance solutions thus need to reflect this distinctive requirement.

Our deep knowledge and experience in the education sector also helps colleges and universities manage new and emerging risks.

Commercial Auto Fleet

Commercial Automobile Insurance protects businesses owning an auto fleet against risks such as a motor own damage and any third party bodily injury and property damage liability that may arise from an accident Any business that commercially uses automobiles in its operations needs this type of insurance coverage to ultimately protect its bottom line.


Contractors All Risks insurance is designed to provide comprehensive property damage coverage for the myriad of risks that construction projects face from project conception through completion and beyond.

Group Travel

The UAE’s unique geographical location has always been a trade hub generating infinite business travel plans. Offering a travel insurance solution targeted at these business travellers, AIG’s Group Travel is custom made to be conveniently appealing to both employee and employer. And with a global support network to match.


Food, drink, cosmetics, pharmaceuticals and tobacco products are susceptible to contamination, both accidental and by deliberate interference through malice for political or financial gain. Such incidents are increasingly common and, when they occur, attract media interest which can have a disastrous impact on the public's confidence in the affected product.

Public & Product Liability

Public Liability Insurance offers cover for third party liabilities (Bodily Injury / Property Damage) arising out of the premises occupied by the Insured and legal costs incurred in connection therewith. The policy also referred to Commercial General Liability or Completed Operations Insurance can be extended to cover legal expenses arising out of Sudden and Accidental Pollution, Act of God Perils, Transportation of Hazardous Substances, Carriage of treated effluents etc.


AIG U.A.E.'s Property Terrorism and Sabotage Insurance has been specifically designed to cover the sabotage, terrorism, mutiny, rebellion, insurrection and coup d'état (excluding war and civil war) risks faced by multinational companies operating in countries where these risks are normally excluded from standard insurance programs. Coverage for strike, riot and civil commotion can be included by endorsement.

Workmen’s Compensation / Employer’s Liability

Worker’s Compensation covers any occupational sickness, accidents arising out of and in the course of employment (work related) including medical expenses and loss of wages for either bodily injury or death of an employee as per applicable Labor Law. Employers Liability pays additional compensation over and above the workmen’s compensation benefits upon court judgment based on negligence on part of the employer

Commercial Property

AIG Commercial Property is a leading provider of property insurance in the marketplace, with up to $1.5 billion of Limit capacity and significant catastrophe capacity available for a wide range of properties worldwide.


Revolutionary advancements in IT technology has transformed the way companies today manage their business, but have brought with it new and challenging cyber risks. AIG has been at the forefront in understanding these risks and developing a solution that provides all the expertise and financial protection companies need to both protect against the financial losses associated with a data breach or network security failure and to respond swiftly and effectively to manage and mitigate an event. CyberEdge can help mitigate not only the potential financial impact of a data leak, loss or breach, but also the reputational impact and the IT impact because it combines traditional insurance cover with professional consultancy.

Mergers and Acquisitions

Every corporate strategy of combining businesses through Mergers and Acquisitions presents its own set of unique challenges and inherent risks. At AIG, we recognize Mergers and Acquisitions insurance as a highly specialized field of cover. A cover that focuses on aiding the M&A process by protecting certain potential risks that may be likely to occur immediately or at a later date.

Personal Accident

AIG’s customized Group Personal Accident product is expertly underwritten to cater to the corporate sector and their specific insurance requirements. Offering you exceptional solutions for personal situations.


Group Specialty is designed for clients with unusual or complex risks. We, at AIG, provide customized accident insurance for participants, members and customers of organizations engaged in everyday low risk or unique high risk activities.

Umbrella & Excess Liability

Provides excess limits over and above any other underlying liability coverage forms or policies. In addition, it may also include coverage not included or provided in underlying coverage forms or policies.