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Consolidation and vertical integration of financial institutions is resulting in ever increasing sector complexity, while allegations of wrong-doing by industry participants and a steady increase in both frequency and severity of claims have brought urgency and intricacy to risk management arrangements.

We aim to leverage our in-depth understanding of market trends to create and deliver products that address the needs of financial institutions. Search below to learn more about our range of standard and specialty insurance products and services.

Commercial Auto Fleet

Commercial Automobile Insurance protects businesses owning an auto fleet against risks such as a motor own damage and any third party bodily injury and property damage liability that may arise from an accident Any business that commercially uses automobiles in its operations needs this type of insurance coverage to ultimately protect its bottom line.


Revolutionary advancements in IT technology has transformed the way companies today manage their business, but have brought with it new and challenging cyber risks. AIG has been at the forefront in understanding these risks and developing a solution that provides all the expertise and financial protection companies need to both protect against the financial losses associated with a data breach or network security failure and to respond swiftly and effectively to manage and mitigate an event. CyberEdge can help mitigate not only the potential financial impact of a data leak, loss or breach, but also the reputational impact and the IT impact because it combines traditional insurance cover with professional consultancy.


It is a hard truth that sometimes it may be the most trusted and senior staff in an organization who use their system knowledge to work around security and set up insidious, well-concealed fraud systems. The impact of fraud to a business can go beyond the money or stock that’s been taken. Customers and investors may lose faith in the management and employee morale may fall. In the MENA region many large business organizations do not purchase specialized crime cover, relying on basic property insurance policy. However, these may not be extensive covers and could leave them exposed to several risks with no cover for stock or goods, uselessly-low limits or sharp restrictions on discovery periods. Crime insurance from AIG not only provides comprehensive protection from the effects of dishonesty, but it also enables businesses to demonstrate their commitment to effective risk controls

Insurance solutions for Financial Institutions

Sophisticated insurance solutions for financial institutions operating in a mature global market.


Food, drink, cosmetics, pharmaceuticals and tobacco products are susceptible to contamination, both accidental and by deliberate interference through malice for political or financial gain. Such incidents are increasingly common and, when they occur, attract media interest which can have a disastrous impact on the public's confidence in the affected product.


AIG U.A.E.'s Property Terrorism and Sabotage Insurance has been specifically designed to cover the sabotage, terrorism, mutiny, rebellion, insurrection and coup d'état (excluding war and civil war) risks faced by multinational companies operating in countries where these risks are normally excluded from standard insurance programs. Coverage for strike, riot and civil commotion can be included by endorsement.

Workmen’s Compensation / Employer’s Liability

Worker’s Compensation covers any occupational sickness, accidents arising out of and in the course of employment (work related) including medical expenses and loss of wages for either bodily injury or death of an employee as per applicable Labor Law. Employers Liability pays additional compensation over and above the workmen’s compensation benefits upon court judgment based on negligence on part of the employer

Commercial Property

AIG Commercial Property is a leading provider of property insurance in the marketplace, with up to $1.5 billion of Limit capacity and significant catastrophe capacity available for a wide range of properties worldwide.

Directors & Officers Liability

Directors and Officers liability insurance (D&O) protects the personal assets of directors and officers in respect of wrongful acts undertaken in the course of the performance of their supervisory and or managerial duties. Our CorporateGuard 360 D&O policy is written to and designed for the UAE market, taking local requirements into consideration while offering best in class global cover.

Group Travel

The UAE’s unique geographical location has always been a trade hub generating infinite business travel plans. Offering a travel insurance solution targeted at these business travellers, AIG’s Group Travel is custom made to be conveniently appealing to both employee and employer. And with a global support network to match.

Mergers and Acquisitions

Every corporate strategy of combining businesses through Mergers and Acquisitions presents its own set of unique challenges and inherent risks. At AIG, we recognize Mergers and Acquisitions insurance as a highly specialized field of cover. A cover that focuses on aiding the M&A process by protecting certain potential risks that may be likely to occur immediately or at a later date.

Personal Accident

AIG’s customized Group Personal Accident product is expertly underwritten to cater to the corporate sector and their specific insurance requirements. Offering you exceptional solutions for personal situations.

Umbrella & Excess Liability

Provides excess limits over and above any other underlying liability coverage forms or policies. In addition, it may also include coverage not included or provided in underlying coverage forms or policies.