Recent years have seen a rise of new specialisations and areas of expertise resulting in a swelling in the scope of activities that are qualified as professions. Whether they participate in a long established field or one arising from recent technological developments, all professionals face potential claims against them from a number of directions.
Today, the operational risks faced by the professional services community continue to grow. Companies and their employees face greater exposure arising from the provision of their services – and the potential perception that their guidance is unsatisfactory or even negligent.
AIG has consistently offered our customers competitive pricing, broad coverage and significant levels of capacity. We have the appetite, experience and commitment to provide solutions to suit professional organisations, from the sole practitioner to the multi-national multi-disciplinary practice.
Commercial Automobile Insurance protects businesses owning an auto fleet against risks such as a motor own damage and any third party bodily injury and property damage liability that may arise from an accident Any business that commercially uses automobiles in its operations needs this type of insurance coverage to ultimately protect its bottom line.
Revolutionary advancements in IT technology has transformed the way companies today manage their business, but have brought with it new and challenging cyber risks. AIG has been at the forefront in understanding these risks and developing a solution that provides all the expertise and financial protection companies need to both protect against the financial losses associated with a data breach or network security failure and to respond swiftly and effectively to manage and mitigate an event. CyberEdge can help mitigate not only the potential financial impact of a data leak, loss or breach, but also the reputational impact and the IT impact because it combines traditional insurance cover with professional consultancy.
Food, drink, cosmetics, pharmaceuticals and tobacco products are susceptible to contamination, both accidental and by deliberate interference through malice for political or financial gain. Such incidents are increasingly common and, when they occur, attract media interest which can have a disastrous impact on the public's confidence in the affected product.
At AIG, we understand that each type of boat and yacht - from runabouts to mega-yachts has a unique set of logistical issues and risks requiring a specialized insurance solution.
Provides excess limits over and above any other underlying liability coverage forms or policies. In addition, it may also include coverage not included or provided in underlying coverage forms or policies.
AIG Commercial Property is a leading provider of property insurance in the marketplace, with up to $1.5 billion of Limit capacity and significant catastrophe capacity available for a wide range of properties worldwide.
Every corporate strategy of combining businesses through Mergers and Acquisitions presents its own set of unique challenges and inherent risks. At AIG, we recognize Mergers and Acquisitions insurance as a highly specialized field of cover. A cover that focuses on aiding the M&A process by protecting certain potential risks that may be likely to occur immediately or at a later date.
Professional Indemnity insurance covers organisations or individuals against alleged breaches of their professional services.
AIG U.A.E.'s Property Terrorism and Sabotage Insurance has been specifically designed to cover the sabotage, terrorism, mutiny, rebellion, insurrection and coup d'état (excluding war and civil war) risks faced by multinational companies operating in countries where these risks are normally excluded from standard insurance programs. Coverage for strike, riot and civil commotion can be included by endorsement.
Worker’s Compensation covers any occupational sickness, accidents arising out of and in the course of employment (work related) including medical expenses and loss of wages for either bodily injury or death of an employee as per applicable Labor Law. Employers Liability pays additional compensation over and above the workmen’s compensation benefits upon court judgment based on negligence on part of the employer