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The PLL select policy is designed to be tailored to a specific business. The policy covers the provisions of the Environmental Damage Regulation 2009, including liability for damage to biodiversity and other new requirements such as complementary and compensatory remediation resulting from the covered operations. This policy is particularly valuable in property or company transactions or other situations where pre-existing pollution liabilities might arise.

Features & Benefits

  • Day-to-day and historical pollution: Our PLL policy can address unknown historical pollution caused before the policy commenced. The UK has over 200 years of industrial history and the environment agency estimates there are over 325,000 historically contaminated sites in England and Wales, if your business is occupying the old industrial land today, the liability could pass to you if the original polluters cannot be found
  • Environmental Damage Regulation 2009 (EDR): Our PLL provides cover for provisions of the EDR including ‘biodiversity’, complementary and compensatory remediation, defence and mitigation costs
  • Sudden and accidental and gradual pollution: Our environmental policies do not distinguish between sudden & accidental and gradual pollution
  • Changing legal environment: Policies cover changes in legislation to keep up with rapidly evolving legislation
  • One environmental coverage: For complex risks and to meet contractual requirements, AIG takes a flexible approach to ensure the client’s needs are met
  • Non pollution environmental damage: Cover may extend beyond pollution to cover other types of environmental damage, even if pollution is not the cause
  • Insured properties: Can accommodate site specific or portfolio
  • Worldwide Capabilities: Access to local Environmental underwriting expertise and the ability to underwrite in local language
  • Flexible solutions: Solutions from traditional to high deductible to captives and beyond

Covers

  • Clean-Up Costs
  • Biodiversity Damage 
  • Business interruption expense
  • Third party bodily injury and property damage
  • Legal costs
  • Third Party Nuisance Claims
  • Transportation