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Insurance covers that are suited to businesses in the retail sector

Key Business Covers

 

Your Assets
Property all risks cover protects your physical assets including building contents and furniture. Goods in transit cover is automatically included which protects your shipments against damage. We also automatically increase the sums insured of your stock during your two busiest months of the year.

Your Profits
Business continuity cover gets your business back on track after an unfortunate event. We will recompense your lost profits and additional costs required to rebuild your business.

Your Liability
Public liability cover protects you against legal liability due to accidental injury to your clients and other third parties. We will also cover your liability for loss following loss or damage to property of your customers, neighbours, landlord and other third parties. 

Your Employees
Workmen’s compensation cover provides solace to your employees who suffer an injury or disease during employment. We also provide you with additional protection by including employer’s liability coverage.

 

Additional Covers

Employee Dishonesty
Covers you against fraud committed by your employees.

Personal Accident
Provides that extra coverage for your employees in the event of death or permanent disablement.

Electronic Equipment Breakdown
Covers repair costs, replacement costs as well as extra expense costs as a result of an equipment breakdown.