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Our SME insurance cover that offers a wide range of flexible covers.

Key Business Covers

Property All Risks
Property all risks cover protects your physical assets including building contents and furniture.

Business Interruption
Business continuity cover gets your business back on track after an unfortunate event. We will recompense your lost profits and additional costs required to rebuild your business.

Public Liability
Public liability cover protects you against legal liability due to accidental injury to your clients and other third parties. We will also cover your liability for loss following loss or damage to property of your customers, neighbours, landlord and other third parties.

Workmen’s Compensation / Employers Liability
Workmen’s compensation cover provides solace to your employees who suffer an injury or disease during employment. We also provide you with additional protection by including employer’s liability coverage.

Additional Covers

Employee Dishonesty
Covers you against fraud committed by your employees. 

Personal Accident
Provides that extra coverage for your employees in the event of death or permanent disablement.

Electronic Equipment Breakdown
Covers repair costs, replacement costs as well as extra expense costs as a result of an equipment breakdown.

Managerial Liability
Covers your employees against claims of alleged or actual breach of duty, neglect or errors.

Inland Transit
Protects your shipments against damage resulting from fire, collision or overturning, as well as other incidents that may occur whilst shipping sold items to customers. 

Provides cover for loss or damage to money as part of your daily business activities.