A helping hand for you and your loved ones
AIG Care & Care+ insurance pays out a lump sum that you can use however you like – whether that’s to help cover health-related costs, monthly expenses, or lost income while you get better.
What is AIG Care & Care+?
AIG Care & AIG Care+ Critical Illness insurance offer standalone financial plans that help you secure yourself against life-threatening illnesses, diseases, and disorders that you might suffer from. AIG Care & AIG Care+ Critical illness Insurance are different from health insurance products in a way that they typically offer a significantly better payout which you can use at your convenience if you’re diagnosed with one of the illnesses, diseases, or disorders that your policy cover.
What is Covered By AIG Care & Care+ Critical Illness Insurance?
Choose the cover that’s right for you! Taking out AIG Care or AIG Care+ will help support you through life’s ups and downs. If you’re diagnosed with one of the following Critical Illnesses, AIG will pay you the Sum Insured shown in the Table of Benefits, in addition to any other income, pension, or Sickness or insurance benefits that you may receive.
| AIG Care Covers | ||
|---|---|---|
| Angioplasty | Cancer | Coronary Artery By-pass Surgery |
| Heart Attack | Heart Valve Surgery | Stroke |
| Surgery to Aorta | ||
AIG Care |
AED 75,000 | AED 150,000 | AED 250,000 | AED 500,000 |
|---|---|---|---|---|
| ✓ | ✓ | ✓ | X |
| AIG Care+ Covers | ||||||
|---|---|---|---|---|---|---|
| Angioplasty | Cancer | Coronary Artery By-pass Surgery | Heart Attack | Heart Valve Surgery | Stroke | Surgery to Aorta |
| Alzheimer’s Disease | Apallic Syndrome | Aplastic Anaemia | Bacterial Meningitis | Benign Brain Tumour | Blindness (Total Loss of Sight) | Coma |
| Deafness (Total Loss of Hearing) | Encephalitis (Acute Viral Encephalitis) | End Stage Liver Failure | End-stage Lung Disease | Fulminant Hepatitis | Head Trauma | HIV infection |
| Kidney Failure (End-Stage Renal Disease) | Major Burns | Major Organ / Bone Marrow Transplantation | Motor Neuron Disease | Multiple Sclerosis | Muscular Dystrophy | Parkinson’s Disease |
| Poliomyelitis | Primary Pulmonary Hypertension | Progressive Scleroderma | Progressive Supranuclear Palsy | Systemic Lupus Erythematosus | Total Loss of Speech | Total Paralysis (Loss of limb use) |
AIG Care+ |
AED 75,000 | AED 150,000 | AED 250,000 | AED 500,000 |
|---|---|---|---|---|
| ✓ | ✓ | ✓ | ✓ |
Ready to Apply?
Apply for your cover quickly and easily online today.
Why AIG Care & Care+ Critical Illness Insurance?
AIG Care & Care+ FAQs
There is 90 days waiting period from the policy effective date.
Policy provides coverage 24 hours a day and anywhere in the world, excluding Afghanistan, Iraq, Yemen, Libya, Cuba, Iran, Syria, Crimea region, and North Korea.
The premium will be debited immediately. Your coverage will start only after we receive the premium.
Depending on the policy period you purchased, your card will be debited every month or every year at the end of your period of coverage.
If you do not have sufficient balance on your credit card on the premium due date, we will repeatedly try to collect the premium for 32 days from the premium due date. The policy will be automatically cancelled if premium is not received at the end of this period.
Free look period is fifteen (15) days from the policy effective date.
You can raise a request to cancel your policy by calling us on +971 (4) 5096111 or writing to us at ServiceCenter-ME@AIG.com.
If you cancel this policy within the first fifteen (15) days of policy effective date and if there is no claim, you will receive a full refund of the premium paid. No premium shall be refunded if there is a claim within this period.
If you cancel this policy after the first fifteen (15) days of policy effective date, if you have an annual policy, and if there is no claim, you will receive a refund of the premium on a pro-rata basis for the balance of days remaining under the period of coverage. No premium shall be refunded for monthly policies.
We will process the cancellation within 10 business days; however, refunded amount might take up to another 10 business days to appear on your bank account. This is dependent on your issuing bank.
You can purchase a new policy, even if your previous policy is cancelled.
You can make a claim by calling us on +971 (4) 5096111, writing to us at myClaim@aig.com, or registering the claim on the claims portal through https://www.aig.ae/aig-claims.
AIG Care & Care+ Insurance Documents
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