AIG Protect, AIG’s Personal Accident Insurance product, provides coverage for losses arising out of accidents that occur during the period of coverage.
Insured Event | Basic | Standard | Plus | Advanced | Premier | Prestige | Ultimate |
---|---|---|---|---|---|---|---|
Accidental Death | AED 50,000 | AED 100,000 | AED 200,000 | AED 400,000 | AED 600,000 | AED 800,000 | AED 1,000,000 |
Permanent Partial Disability due to Accident | AED 50,000 | AED 100,000 | AED 200,000 | AED 400,000 | AED 600,000 | AED 800,000 | AED 1,000,000 |
Permanent Total Disability due to Accident | AED 50,000 | AED 100,000 | AED 200,000 | AED 400,000 | AED 600,000 | AED 800,000 | AED 1,000,000 |
Accidental Medical Expenses | AED 10,000 | AED 10,000 | AED 10,000 | AED 15,000 | AED 20,000 | AED 25,000 | AED 30,000 |
Hospital Cash due to Accident (Up to 30 days) | AED 50 per day | AED 50 per day | AED 50 per day | AED 75 per day | AED 100 per day | AED 125 per day | AED 150 per day |
Repatriation of Remains | AED 10,000 | AED 10,000 | AED 10,000 | AED 10,000 | AED 10,000 | AED 10,000 | AED 10,000 |
Apply for your cover quickly and easily online today.
This policy pays in addition to your existing insurance policy and is independent of any other policy that you may have.
If you purchase the family plan, you, your spouse, and your children can be covered under this policy. Policy provides coverage for unlimited number of children.
Policy provides coverage 24 hours a day and anywhere in the world, excluding Afghanistan, Iraq, Yemen, Libya, Cuba, Iran, Syria, Crimea region, and North Korea.
The premium will be debited immediately. Your coverage will start only after we receive the premium.
Depending on the policy period you purchased, your card will be debited every month or every year at the end of your period of coverage.
If you do not have sufficient balance on your credit card on the premium due date, we will repeatedly try to collect the premium for 32 days from the premium due date. The policy will be automatically cancelled if premium is not received at the end of this period.
Free look period is fifteen (15) days from the policy effective date.
You can raise a request to cancel your policy by calling us on +971 (4) 5096111 or writing to us at ServiceCenter-ME@AIG.com.
If you cancel this policy within the first fifteen (15) days of policy effective date and if there is no claim, you will receive a full refund of the premium paid. No premium shall be refunded if there is a claim within this period.
If you cancel this policy after the first fifteen (15) days of policy effective date, if you have an annual policy, and if there is no claim, you will receive a refund of the premium on a pro-rata basis for the balance of days remaining under the period of coverage. No premium shall be refunded for monthly policies.
We will process the cancellation within 10 business days; however, refunded amount might take up to another 10 business days to appear on your bank account. This is dependent on your issuing bank.
You can purchase a new policy, even if your previous policy is cancelled.
You can make a claim by calling us on +971 (4) 5096111, writing to us at myClaim@aig.com, or registering the claim on the claims portal through https://www.aig.ae/aig-claims.
Send us your email and our dedicated team will contact you within maximum 48h.