Cover for when the unexpected happens

Accidents are unavoidable, so are the expenses that come with them. Whether it’s mortgage payments, or medical bills, AIG Protect, AIG’s Personal Accident Insurance product, covers you for direct as well as incidental expenses, by providing you with a lump sum payment.

 

AIG Protect

Stay prepared for the unexpected

Get Personal Accident cover for up to AED 1 million, starting from just 26 fils per day.

What is AIG Protect?

AIG Protect, AIG’s Personal Accident Insurance product, provides coverage for losses arising out of accidents that occur during the period of coverage.

What is Covered By AIG Protect Personal Accident Insurance?

Accidental Death

Provides coverage for death due to an accident

Permanent Partial Disability

Provides coverage for permanent partial disability due to an accident

Permanent Total Disability

Provides coverage for permanent total disability due to an accident

Accidental Medical Expenses

Provides coverage for medical treatment expenses due to an accident

Hospital Cash (Accident)

Provides coverage for hospitalization due to an accident

Repatriation of Remains

Provides coverage for embalming, cremation, coffin, and transportation expenses due to an accidental death

Insured Event Basic Standard Plus Advanced Premier Prestige Ultimate
Accidental Death   AED 50,000 AED 100,000 AED 200,000 AED 400,000 AED 600,000 AED 800,000 AED 1,000,000
Permanent Partial Disability due to Accident   AED 50,000 AED 100,000 AED 200,000 AED 400,000 AED 600,000 AED 800,000 AED 1,000,000
Permanent Total Disability due to Accident AED 50,000 AED 100,000 AED 200,000 AED 400,000 AED 600,000 AED 800,000 AED 1,000,000
Accidental Medical Expenses AED 10,000  AED 10,000  AED 10,000  AED 15,000 AED 20,000 AED 25,000 AED 30,000
Hospital Cash due to Accident (Up to 30 days) AED 50 per day AED 50 per day AED 50 per day AED 75 per day AED 100 per day AED 125 per day AED 150 per day
Repatriation of Remains AED 10,000  AED 10,000  AED 10,000  AED 10,000  AED 10,000  AED 10,000  AED 10,000 

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Why AIG Protect Personal Accident Insurance?

✓ Wide Range of Cover

AIG Protect product offers coverage for Accidental Death, Permanent Partial Disability, Permanent Total Disability, Accidental Medical Expenses, Hospital Cash due to Accident, and Repatriation of Remains benefits.

✓ 24 Hours Worldwide Coverage

Provided cover is valid 24 Hours a day and Worldwide, excluding Afghanistan, Iraq, Yemen, Libya, Cuba, Iran, Syria, Crimea region, and North Korea.

✓ No Medical Tests

You can sign up for the plan online and get a quote in a few clicks without having to undergo any medical tests.

✓ Affordable Premium

Premium starts from AED 0.26 per day for benefits as high as AED 50,000.

Are You Eligible?

You can get AIG Protect Plan for you and for your family, if you’re both:

✓ Aged between 3 months and 64 years (inclusive)

✓ Resident of the United Arab Emirates

AIG Protect FAQs

This policy pays in addition to your existing insurance policy and is independent of any other policy that you may have.

If you purchase the family plan, you, your spouse, and your children can be covered under this policy. Policy provides coverage for unlimited number of children.

Policy provides coverage 24 hours a day and anywhere in the world, excluding Afghanistan, Iraq, Yemen, Libya, Cuba, Iran, Syria, Crimea region, and North Korea.

The premium will be debited immediately. Your coverage will start only after we receive the premium.

Depending on the policy period you purchased, your card will be debited every month or every year at the end of your period of coverage.

If you do not have sufficient balance on your credit card on the premium due date, we will repeatedly try to collect the premium for 32 days from the premium due date. The policy will be automatically cancelled if premium is not received at the end of this period.

Free look period is fifteen (15) days from the policy effective date.

You can raise a request to cancel your policy by calling us on +971 (4) 5096111 or writing to us at ServiceCenter-ME@AIG.com.

If you cancel this policy within the first fifteen (15) days of policy effective date and if there is no claim, you will receive a full refund of the premium paid. No premium shall be refunded if there is a claim within this period.

If you cancel this policy after the first fifteen (15) days of policy effective date, if you have an annual policy, and if there is no claim, you will receive a refund of the premium on a pro-rata basis for the balance of days remaining under the period of coverage. No premium shall be refunded for monthly policies.

We will process the cancellation within 10 business days; however, refunded amount might take up to another 10 business days to appear on your bank account. This is dependent on your issuing bank.

You can purchase a new policy, even if your previous policy is cancelled.

You can make a claim by calling us on +971 (4) 5096111, writing to us at myClaim@aig.com, or registering the claim on the claims portal through https://www.aig.ae/aig-claims.

AIG Protect Insurance Documents

AIG UAE Self-Service Claims Portal

Submit, track and manage your reimbursement claims online easily

Looking for something else?

We offer a full suite of Accident & Health products to meet your needs

AIG Health

Hospital Cash Insurance

Financial care for every day of hospitalization

AIG Care & Care+

Critical Illness Insurance

A helping hand for you and your loved ones

Still need help?

✆ Call Us

Our Service Center Team  available Sunday to Thursday 8:00am - 5:00pm

+971 (4) 509 6111

✉ Email Us

Send us your email and our dedicated team will contact you within maximum 48h.

ServiceCenter-ME@AIG.com