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Income Protection

Protecting your income against adversities is extremely important if you are an earning member in the family and if there are dependencies on your earnings. Accidental injuries or death may lead to a financial crisis for you and your family.

AIG helps safeguard your family through an income replacement benefit. We secure your income and pay out the sum insured in the event of permanent disability or loss of life caused to the earning member due to an accident.

AIG's Income Protection plan is a personal accident insurance that covers you and your family under the following circumstances:

  • Loss of life due to an accident
  • Total and permanent disability due to an accident
AIG offers individual and family coverage options. You can choose the monthly or annual insurance premium payment option.

Key Benefits

  • Supplemental cover for your existing life insurance
  • High coverage limits at an affordable price
  • Income benefits for up to 60 months
  • Applicable for working residents aged between 18 and 60 years
  • Monthly income benefit of up to AED 15,000
  • No medical tests required
  • Hassle-free enrolment
  • 24/7 worldwide coverage

For more information, please see the policy wording

Coverage Table

  Benefits/Principal Sum Insured (PSI) Plan 1 (AED) Plan 2 (AED) Plan 3 (AED)

Loss of Life due to Accident & Total and Permanent Disability 300,000 500,000 1,000,000

Benefit Amount

Lump Sum Payment @ 10% of Plan chosen 30,000 50,000 100,000

Equal Monthly Payments for 60 months 4,500 7,500 15,000

For Assistance


For any assistance on a new insurance quote call:

800 1 AIG (800 1 244)

During business hours:
Sunday to Thursday: 0900 to 1800 hrs

OR give us your contact number and we will call you back

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