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Home Contents Insurance is a comprehensive all risk policy with a unique accidental damage cover facility. It covers you, your home and family for less than AED 1 a day. Your home and its contents are protected against fire, explosion, lightning, earthquake, storm, flood, riot, civil commotion, malicious persons, vandals and much more.

Key Benefits

  • Up to AED 20,000 Personal Belongings Cover: Whether you are at home or overseas, our personal belongings cover gives you peace of mind by protecting your belongings. 
  • Up to AED 1,000 Key Replacement Cover: Our home insurance pays for replacement locks and keys, if your keys are lost, stolen or damaged accidentally. 
  • Up to AED 60,000 for Loss of Rent and Alternative Accommodation: If your home is uninhabitable due to loss or damage, we provide a similar short-term accommodation that covers your family and domestic pets. 
  • Up to AED 60,000 for Contents Temporarily Removed: We cover the loss or damage to your home contents caused by perils while they are temporarily removed from your house and shifted to other premises.

For more information, see policy wording

Coverage includes

  • Theft of keys
  • Fatal injury benefit
  • Visitors personal effects
  • Occupiers liability
  • Tenant liability
  • Personal money & credit cards
  • Domestic helpers
  • Up to AED 20,000 Personal Belongings Cover: Whether you are at home or overseas, our personal belongings cover gives you peace of mind by protecting your belongings. 
  • Up to AED 1,000 Key Replacement Cover: Our home insurance pays for replacement locks and keys, if your keys are lost, stolen or damaged accidentally. 
  • Up to AED 60,000 for Loss of Rent and Alternative Accommodation: If your home is uninhabitable due to loss or damage, we provide a similar short-term accommodation that covers your family and domestic pets. 
  • Up to AED 60,000 for Contents Temporarily Removed: We cover the loss or damage to your home contents caused by perils while they are temporarily removed from your house and shifted to other premises.

For more information, see policy wording

Coverage Table

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  Coverage Silver (AED) Gold (AED) Platinum (AED)

Contents Limits 70,000 135,000 300,000

Jewelry 7,000 13,500 30,000

Contents Temporarily Removed 14,000 27,000 60,000

Loss of Rent & Alternative Accommodation 14,000 27,000 60,000

Replacement of Locks and Keys 1,000 1,000 1,000

Food in Freezers & Refrigerators 300 300 300

Personal Belongings

Personal Belongings 2,500 10,000 20,000

Wallet & Credit Card Protection

Lost Wallet

Per Occurrence 370 370 925

Aggregate Limit 1,480 1,480 3,700

Fraudulent Charges

Per Occurrence 925 1,850 1,850

Aggregate Limit 3,700 7,400 7,400

Extended Benefits

Fatal Injury Cover (Self & Spouse) 50,000 50,000 50,000

Occupiers Personal Liability 750,000 1,000,000 1,000,000

Tenants Liability 150,000 250,000 250,000

Domestic Helper Cover (Optional)

Death or Permanent Total Disablement 30,000 30,000 30,000

Medical Expenses 5,000 5,000 5,000

Repatriation Expenses 5,000 5,000 5,000

For Assistance

For any assistance on a new insurance quote call:

800 1 AIG (800 1 244)

During business hours:
Sunday to Thursday: 0900 to 1800 hrs

OR give us your contact number and we will call you back

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