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Yacht policy covers you against all risks of physical loss or damage to your yacht and its contents, fine arts and personal effects while you are on board a yacht. AIG’s yacht policy offers complete risk coverage. It insures everything regardless of cause (including mechanical or electrical breakdown and latent defects) unless it is expressly excluded.

AIG offers limits up to USD 100 million or more on a single policy. We tailor your insurance limits to meet your individual needs.

We cover defense costs in addition to the P&I limit. The additional cover is equal to the P&I limit so that if you make a P&I claim, you will have a combined cover.

Yes, we offer coverage for crew claims under the Federal Jones Act or similar laws in other nations. We also cover your crew as an insured person with respect to their legal liability arising out of the use of your yacht.

You may incur numerous additional expenses as a result of a claim, such as wreck removal, search and rescue, additional living expenses, safeguarding damaged property and emergency expenses. We offer realistic levels of compensation. We also compensate yacht owners who take precautionary measures to safeguard their yacht if it is threatened by a windstorm or fire.

AIG offers complete P&I limit in case of a pollution incident. It also covers government fines and penalties in case of marine environmental damage.

We understand the lifestyle of a high net worth yacht owner and offer higher levels of cover for your personal effects. Apart from tenders that are based permanently onboard the vessel, we also insure any additional boats that you purchase during the policy period for the first 30 days.

We provide coverage for artwork and collectibles that may be based on the vessel. If you have extensive art, wine or other collections, we can arrange a separate policy that covers these valuables not only when onboard, but also when in transport and at your home.

Yes, we cover piracy related claims compensation. Also, our loss prevention team can provide access to world-class security advisors.

For Assistance


For any assistance on a new insurance quote call:

800 1 AIG (800 1 244)

During business hours:
Sunday to Thursday: 0900 to 1800 hrs

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