Home Insurance FAQs
Our accidental damage policy covers accidental physical loss or damage to the insured contents. The loss or damage can be caused by any external means.
If you are legally responsible, tenant’s liability will cover you against loss or damage to the home and landlord’s fixtures and fittings. It will also cover you against accidental breakage of fixed glass, solar panel units, fixed baths, cables, underground pipes and so on.
Occupier’s personal liability covers you against liability for damages and claimant’s costs and expenses. The damages could be caused due to accidental bodily injury to any person including your domestic helper(s) while in or on your property. Legal Liability covers the owner of the building for damages and claimant’s costs and expenses. The damages could be caused due to accidental bodily injury to any person or accidental loss or damage to material property.
In case of loss or damage by accidental means, AIG will pay for your personal belongings, valuables and portable equipment. This is applicable when you are outside your home and within the geographical limit of the UAE. If you are elsewhere in the world, you are covered for up to 90 days.
We will pay up to AED 30,000 in the event that a domestic helper employed by you accidentally dies or is permanently and totally disabled.
In the event of death to you or your spouse, as a direct result of injury caused in your home by fire, explosion, lightning, or by intruders, AIG will pay you up to AED 50,000.
Provides you with replacement costs for:
This covers deterioration of food stored in your refrigerator following its breakdown or following failure of public power supply.