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AIG Health - Hospital Cash Insurance

Financial care for every day of hospitalization

Hospital Cash Insurance From AIG UAE

What is AIG Health?

AIG Health, AIG's Hospital Cash Insurance product, covers you by providing you with a cash allowance for each day of hospitalization.

What is Covered By AIG Health Hospital Cash Insurance?

Hospital Cash (Accident)

Provides coverage for hospitalization due to an accident

Hospital Cash (Sickness)

Provides coverage for hospitalization due to a sickness

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Why AIG Health Hospital Cash Insurance?

Claim Benefit

You can claim for each day of hospitalization to receive a cash allowance of up to AED 500 per day.

24 Hours Worldwide Coverage

Provided cover is valid 24 Hours a day and Worldwide, excluding Afghanistan, Iraq, Yemen, Libya, Cuba, Iran, Syria, Crimea region, and North Korea. There are no restrictions in picking your preferred hospital.

No Medical Tests

You can sign up for the plan online and get a quote in a few clicks without having to undergo any medical tests.

Affordable Premium

Premium starts from AED 0.26 per day for benefits as high as AED 100 for each day of hospitalization.

Are you eligible?

You can get AIG Health Plan, if you are:

✓ Aged between 3 months and 64 years (inclusive)

✓ Resident of the United Arab Emirates

Frequently Asked Questions

This policy pays in addition to your existing insurance policy and is independent of any other policy that you may have.

This policy provides coverage for both accidents and sicknesses.

This policy provides coverage for hospitalization arising from COVID-19 up to a maximum of five (5) days.

There is no waiting period for accident coverage and coverage is provided immediately from the policy effective date; however, there is 90 days waiting period from the policy effective date for sickness coverage.

Policy provides coverage 24 hours a day and anywhere in the world, excluding Afghanistan, Iraq, Yemen, Libya, Cuba, Iran, Syria, Crimea region, and North Korea.

The premium will be debited immediately. Your coverage will start only after we receive the premium.

Depending on the policy period you purchased, your card will be debited every month or every year at the end of your period of coverage.

If you do not have sufficient balance on your credit card on the premium due date, we will repeatedly try to collect the premium for 32 days from the premium due date. The policy will be automatically cancelled if premium is not received at the end of this period.

Free look period is fifteen (15) days from the policy effective date.

You can raise a request to cancel your policy by calling us on +971 (4) 5096111 or writing to us at ServiceCenter-ME@AIG.com.

If you cancel this policy within the first fifteen (15) days of policy effective date and if there is no claim, you will receive a full refund of the premium paid. No premium shall be refunded if there is a claim within this period.

If you cancel this policy after the first fifteen (15) days of policy effective date, if you have an annual policy, and if there is no claim, you will receive a refund of the premium on a pro-rata basis for the balance of days remaining under the period of coverage. No premium shall be refunded for monthly policies.

We will process the cancellation within 10 business days; however, refunded amount might take up to another 10 business days to appear on your bank account. This is dependent on your issuing bank.

You can purchase a new policy, even if your previous policy is cancelled.

You can make a claim by calling us on +971 (4) 5096111, writing to us at myClaim@aig.com, or registering the claim on the claims portal through https://www.aig.ae/aig-claims.

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Committed to service excellence

Experiencing a loss can be a devastating experience. However big or small, our priority is to resolve your claim as quickly as possible, whilst providing you with the personal and proactive support you need to get you or your business back on your feet.

✓ Dedicated, focused claims handling - We get your claim to the right expert fast. Each claim is handled by an examiner with the most appropriate type of expertise, based on the product line and the complexity of the loss.

✓ Worldwide capability - For handling overseas claims, our global network gives us the edge in resolving your claim should a loss occur in a foreign market. We can work across borders with teams in multiple countries.

Submit a Claim

Please click the below button to submit your claims online

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18,615

Total Claim Handled in 2020

$7,622

Average Claim Amount Paid

$143M

Total Amount of Claims Paid in 2020

10 Years

Average Claims handling Experience of our Claims team

Everything you need to know about AIG Health Hospital Cash Insurance

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