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AIG Protect

Cover for when the unexpected happens

What is AIG Protect ?

AIG Protect, AIG’s Personal Accident Insurance product, provides coverage for losses arising out of accidents that occur during the period of coverage.

What is Covered?

Accidental Death

Provides coverage for death due to an accident

Accidental Medical Expenses

Provides coverage for medical treatment expenses due to an accident

Permanent Partial Disability

Provides coverage for permanent partial disability due to an accident

Hospital Cash (Accident)

Provides coverage for hospitalization due to an accident

Permanent Total Disability

Provides coverage for permanent total disability due to an accident

Repatriation of Remains

Provides coverage for embalming, cremation, coffin, and transportation expenses due to an accidental death

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Why AIG Protect?

Wide Range of Cover

AIG Protect product offers coverage for Accidental Death, Permanent Partial Disability, Permanent Total Disability, Accidental Medical Expenses, Hospital Cash due to Accident, and Repatriation of Remains benefits.

24 Hours Worldwide Coverage

Provided cover is valid 24 Hours a day and Worldwide, excluding Afghanistan, Iraq, Yemen, Libya, Cuba, Iran, Syria, Crimea region, and North Korea.

No Medical Tests

You can sign up for the plan online and get a quote in a few clicks without having to undergo any medical tests.

Affordable Premium

Premium starts from AED 0.26 per day for benefits as high as AED 50,000.

Are you eligible?

You can get AIG Protect Plan for you and for your family, if you’re both:

✓ Aged between 3 months and 64 years (inclusive)

✓ Resident of the United Arab Emirates

Frequently Asked Questions

This policy pays in addition to your existing insurance policy and is independent of any other policy that you may have.

If you purchase the family plan, you, your spouse, and your children can be covered under this policy. Policy provides coverage for unlimited number of children.

Policy provides coverage 24 hours a day and anywhere in the world, excluding Afghanistan, Iraq, Yemen, Libya, Cuba, Iran, Syria, Crimea region, and North Korea.

The premium will be debited immediately. Your coverage will start only after we receive the premium.

Depending on the policy period you purchased, your card will be debited every month or every year at the end of your period of coverage.

If you do not have sufficient balance on your credit card on the premium due date, we will repeatedly try to collect the premium for 32 days from the premium due date. The policy will be automatically cancelled if premium is not received at the end of this period.

Free look period is fifteen (15) days from the policy effective date.

You can raise a request to cancel your policy by calling us on +971 (4) 5096111 or writing to us at

If you cancel this policy within the first fifteen (15) days of policy effective date and if there is no claim, you will receive a full refund of the premium paid. No premium shall be refunded if there is a claim within this period.

If you cancel this policy after the first fifteen (15) days of policy effective date, if you have an annual policy, and if there is no claim, you will receive a refund of the premium on a pro-rata basis for the balance of days remaining under the period of coverage. No premium shall be refunded for monthly policies.

We will process the cancellation within 10 business days; however, refunded amount might take up to another 10 business days to appear on your bank account. This is dependent on your issuing bank.

You can purchase a new policy, even if your previous policy is cancelled.

You can make a claim by calling us on +971 (4) 5096111, writing to us at, or registering the claim on the claims portal through

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Committed to service excellence

Experiencing a loss can be a devastating experience. However big or small, our priority is to resolve your claim as quickly as possible, whilst providing you with the personal and proactive support you need to get you or your business back on your feet.

✓ Dedicated, focused claims handling - We get your claim to the right expert fast. Each claim is handled by an examiner with the most appropriate type of expertise, based on the product line and the complexity of the loss.

✓ Worldwide capability - For handling overseas claims, our global network gives us the edge in resolving your claim should a loss occur in a foreign market. We can work across borders with teams in multiple countries.

Submit a Claim

Please click the below button to submit your claims online

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Total Claim Handled in 2020


Average Claim Amount Paid


Total Amount of Claims Paid in 2020

10 Years

Average Claims handling Experience of our Claims team

Everything you need to know about AIG Protect Plan

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Still need help?

✆ Call Us

Our Service Center Team  available Sunday to Thursday 8:00am - 5:00pm

+971 (4) 509 6111

✉ Email Us

Send us your email and our dedicated team will contact you within maximum 48h.