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Income Protection

Protecting your income against adversities is extremely important if you are an earning member in the family and if there are dependencies on your earnings. Accidental injuries or death may lead to a financial crisis for you and your family.

AIG helps safeguard your family through an income replacement benefit. We secure your income and pay out the sum insured in the event of permanent disability or loss of life caused to the earning member due to an accident.

AIG's Income Protection plan is a personal accident insurance that covers you and your family under the following circumstances:

  • Loss of life due to an accident
  • Total and permanent disability due to an accident

AIG offers individual and family coverage options. You can choose the monthly or annual insurance premium payment option.

Key Benefits

  • Supplemental cover for your existing life insurance
  • High coverage limits at an affordable price
  • Income benefits for up to 60 months
  • Applicable for working residents aged between 18 and 60 years
  • Monthly income benefit of up to AED 15,000
  • No medical tests required
  • Hassle-free enrolment
  • 24/7 worldwide coverage

Coverage Table

Benefits/Principal Sum Insured (PSI) Plan 1 (AED) Plan 2 (AED) Plan 3 (AED)
Loss of Life due to Accident & Total and Permanent Disability 300,000 500,000 1,000,000
Benefit Amount
Lump Sum Payment @ 10% of Plan chosen 30,000 50,000 100,000
Equal Monthly Payments for 60 months 4,500 7,500 15,000

For Assistance