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Overview

Millions of travelers rely on Travel Guard® travel insurance from AIG, to help them recover from unexpected circumstances that can interrupt their travel plans. Travel Guard is a comprehensive insurance plan that caters to travelers worldwide. You are insured against expenses and inconvenience caused by emergency medical conditions, delayed flights, hotel cancellation, baggage delays, and so on. Travel Guard also offers additional benefits such as Medical Evacuation, Trip Cancellation or Curtailment, Travel Delay, Hazardous Sports and Terrorism Extension. You can easily access travel insurance products and emergency assistance services globally. 

 

Travel Guard's global reach, unparalleled service quality and proven operational capabilities allow our customers to receive the best-in-class care.

  • Worldwide travel protection policy
  • Instant online purchase
  • Simple and easy claims process
  • 24/7 global assistance with locations in Europe, Americas and Asia
  • Emergency assistance in local language
  • Dedicated travel team to service commercial, underwriting and claims needs

Emergency Medical Expenses and Evacuation Benefit 

  • Travel Guard covers you for the medical expenses and evacuation. We take care of your medical expenses and pay directly to hospitals or clinics anywhere in the world. 
  • We will arrange transportation by air, land or sea to transfer the patient from one location to another depending on the medical condition. 

Trip Cancellation/Curtailment Benefit

  • If you are unable to travel due to illness, you can claim for the ticket or hotel expenses paid. 
  • Trip Curtailment allows you to claim for the ticket or for the hotel cancellation fee. 

Travel/Baggage Delay

  • Travel and baggage delay benefits make your wait less frustrating and more rewarding. If your flight is delayed for more than 4 hours, we cover your expenses for food and hotel accommodation. 
  • If your baggage has not arrived at your final port of destination, we cover your expenses for additional clothing or personal toiletries till your baggage arrives. 

24 Hour Assistance Service: 

  • Travel Guard’s assistance center consistently offers clients with exceptional service and cost benefit advantages. We offer a variety of medical, travel, security and personal assistance services. Our customized, high quality customer care solutions are designed to meet the individual needs of our customers. We operate 24/7 and have a diverse staff including doctors, nurses, and multi-lingual/cultural assistance coordinators.
  • Personal accident 
  • Emergency medical expenses 
  • Baggage and personal effects 
  • Trip cancellation 
  • Secure wallet

Coverage Table

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  Insured Event PLATINUM (USD) GOLD (USD) SILVER (USD)

Section 1 - Personal Accident Benefits

Personal Accident Benefits 150,000 25,000 25,000

Accidental Death 100% of Sum Insured 100% of Sum Insured ...

Accidental Death (Common Carrier) Covered Covered 100% of Sum Insured

Permanent Partial Disability % Sum Insured per scale % Sum Insured per scale ...

Permanent Total Disability 100% of Sum Insured 100% of Sum Insured ...

Section 2 - Medical and Related Benefits**

Emergency Medical Expenses 500,000 100,000 50,000

Deductible 100 100 100

Dental Expenses*** 1,000 1,000 1,000

Per Tooth Limit 200 200 200

Emergency Medical Evacuation*** Included under Emergency Medical Expenses Included under Emergency Medical Expenses Included under Emergency Medical Expenses

Repatriation of Remains 10,000 7,000 5,000

Section 3 - Travel Inconvenience Benefits**

Baggage/Personal Effects 2,500 1,000 ...

Per Bag 1,250 500 ...

Per Item 125 50 ...

Personal Money Included under Baggage/ Personal Effects and up to 1,000 Included under Baggage/ Personal Effects and up to 1,000 ...

Deductible 5% of claimed amount 5% of claimed amount ...

Baggage Delay 50 per hour up to 1,000 50 per hour up to 500 ...

Excess 4 Hours 4 Hours ...

Trip Delay 50 per hour up to 1,000 50 per hour up to 500 ...

Excess 4 Hours 4 Hours ...

Personal Liability 1,000,000 500,000 ...

Hijacking 250 per hour up to 10,000 ... ...

Emergency Family Travel 2,500 ... ...

Legal Fees 5,000 ... ...

Bail Bond 10,000 ... ...

Loss of Passport 500 300 ...

Trip Cancellation or Curtailment 5,000 2,500 ...

Missed Departure 1,000 ... ...

Section 4 - Secure Wallet**

Credit Card Fraud 1,000 500 ...

Papers (excluding Passport) 100 ... ...

Keys 100 ... ...

Mugging 100 ... ...

Section 5 - Additional Optional Coverage**

Hazardous Sports Benefits Section 1 & 2 (Above Limits) Section 1 & 2 (Above Limits) 30,000

Additionally:

Piste Closure 150 150 150

Avalanche Closure 150 150 150

Skis and Ski Equipment 300 300 300

Skis and Ski Equipment 50 50 50

Ski Hire 500 500 500

Unused Ski Packs 300 300 300

Terrorism Extension

Section 1 (Above) 100,000 25,000 ...

Section 2 (Above) 100,000 50,000 ...

* All amounts in USD unless otherwise indicated

** Below benefits are on reimbursement of incurred expenses

*** Included under Emergency Medical Expenses

For Assistance

For any assistance on a new insurance quote call:

800 1 AIG (800 1 244)

During business hours:
Sunday to Thursday: 0900 to 1800 hrs

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