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AIG Care & Care+ Critical Illness Insurance

A helping hand for you and your loved ones

Critical Illness Insurance From AIG UAE

What is AIG Care & Care+?

AIG Care & AIG Care+ Critical Illness insurance offer standalone financial plans that help you secure yourself against life-threatening illnesses, diseases, and disorders that you might suffer from. AIG Care & AIG Care+ Critical illness Insurance are different from health insurance products in a way that they typically offer a significantly better payout which you can use at your convenience if you’re diagnosed with one of the illnesses, diseases, or disorders that your policy cover.

What is Covered By AIG Care & Care+ Critical Illness Insurance?

Choose the cover that’s right for you! Taking out AIG Care or AIG Care+ will help support you through life’s ups and downs. If you’re diagnosed with one of the following Critical Illnesses, AIG will pay you the Sum Insured shown in the Table of Benefits, in addition to any other income, pension, or Sickness or insurance benefits that you may receive

AIG Care Covers

Angioplasty Heart Attack Surgery to Aorta
Cancer Heart Valve Surgery  
Coronary Artery By-pass Surgery Surgery to Aorta  

AIG Care+ Covers

Alzheimer’s Disease Blindness (Total Loss of Sight) Deafness (Total Loss of Hearing) Head Trauma Major Burns Parkinson’s Disease Stroke
Angioplasty Benign Brain Tumor Encephalitis (Acute Viral Encephalitis) Heart Attack Major Organ / Bone Marrow Transplantation Poliomyelitis Surgery to Aorta
Apallic Syndrome (Persistent Vegetative State) Cancer End Stage Liver Failure Heart Valve Surgery Motor Neuron Disease Primary Pulmonary Hypertension Systemic Lupus Erythematosus
Aplastic Anaemia Coma End Stage Lung Disease HIV infection Multiple Sclerosis Progressive Scleroderma Total Loss of Speech
Bacterial Meningitis Coronary Artery By-pass Surgery Fulminant Hepatitis Kidney Failure (End Stage Renal Disease) Muscular Dystrophy Progressive Supranuclear Palsy Total Paralysis (Loss of limb use)

Why AIG Care & Care+ Critical Illness Insurance?

Wide Range of Cover

Offers coverage for up to 35 illnesses including very common illnesses such as heart attack and cancer.

24 Hours Worldwide Coverage

Provided cover is valid 24 Hours a day and Worldwide, excluding Afghanistan, Iraq, Yemen, Libya, Cuba, Iran, Syria, Crimea region, and North Korea.

No Medical Tests

You can sign up for the plan without having to undergo any medical tests.

Affordable Premium

Premium starts from AED 0.52 per day for benefits as high as AED 75,000.

Are you eligible?

You can get AIG Care or AIG Care+ Plan, if you are:

✓ Aged between 3 months and 64 years (inclusive)

✓ Resident of the United Arab Emirates

Main Exclusions are:

Pre-existing condition

Critical Illness diagnosis within the 90 days waiting period

Frequently Asked Questions

There is 90 days waiting period from the policy effective date.

Policy provides coverage 24 hours a day and anywhere in the world, excluding Afghanistan, Iraq, Yemen, Libya, Cuba, Iran, Syria, Crimea region, and North Korea.

The premium will be debited immediately. Your coverage will start only after we receive the premium.

Depending on the policy period you purchased, your card will be debited every month or every year at the end of your period of coverage.

If you do not have sufficient balance on your credit card on the premium due date, we will repeatedly try to collect the premium for 32 days from the premium due date. The policy will be automatically cancelled if premium is not received at the end of this period.

Free look period is fifteen (15) days from the policy effective date.

You can raise a request to cancel your policy by calling us on +971 (4) 5096111 or writing to us at ServiceCenter-ME@AIG.com.

If you cancel this policy within the first fifteen (15) days of policy effective date and if there is no claim, you will receive a full refund of the premium paid. No premium shall be refunded if there is a claim within this period.

If you cancel this policy after the first fifteen (15) days of policy effective date, if you have an annual policy, and if there is no claim, you will receive a refund of the premium on a pro-rata basis for the balance of days remaining under the period of coverage. No premium shall be refunded for monthly policies.

We will process the cancellation within 10 business days; however, refunded amount might take up to another 10 business days to appear on your bank account. This is dependent on your issuing bank.

You can purchase a new policy, even if your previous policy is cancelled.

You can make a claim by calling us on +971 (4) 5096111, writing to us at myClaim@aig.com, or registering the claim on the claims portal through https://www.aig.ae/aig-claims.

Call me back

If you require more information on AIG Care or AIG Care+, please complete our call back form and one of our customer service representatives will contact you shortly.

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Committed to service excellence

Experiencing a loss can be a devastating experience. However big or small, our priority is to resolve your claim as quickly as possible, whilst providing you with the personal and proactive support you need to get you or your business back on your feet.

✓ Dedicated, focused claims handling - We get your claim to the right expert fast. Each claim is handled by an examiner with the most appropriate type of expertise, based on the product line and the complexity of the loss.

✓ Worldwide capability - For handling overseas claims, our global network gives us the edge in resolving your claim should a loss occur in a foreign market. We can work across borders with teams in multiple countries.

Submit a Claim

Please click the below button to submit your claims online

Click Here
18,615

Total Claim Handled in 2020

$7,622

Average Claim Amount Paid

$143M

Total Amount of Claims Paid in 2020

10 Years

Average Claims handling Experience of our Claims team

Everything you need to know about AIG Care & Care+ Critical Illness Insurance

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Still need help?

✆ Call Us

Our Service Center Team  available Sunday to Thursday 8:00am - 5:00pm

+971 (4) 509 6111

✉ Email Us

Send us your email and our dedicated team will contact you within maximum 48h.

ServiceCenter-ME@AIG.com